China's Pending Depreciation

As I prepare to begin grading final exams from my course on China's economy, let me start a series of posts stemming from my teaching th...

96 month car loans and risks in the auto finance sector

With loan maturities of 96 months no longer uncommon, the downside from a recession – that is, higher than anticipated defaults – looms larg...

tis the season -- or this year, not -- but keep it out of our data

As yet more snow falls, we're reminded ... that it's the start of spring? While this year is colder than any I remember, though not...

Promises versus Deliverables: Jeb Bush and 4% Growth

Jeb Bush has set the presidential race pace with a promise of 4% growth . Other contenders, Democratic and Republic, will make similar promi...

Reflections on NADA Week 2015, San Francisco

Ruggles based on a column in Wards minor additions by Smitka There was a lot going on in San Francisco in January. The week began with the...

The Current State of Leasing and Residual Based Financing

Ruggles, February 2015 According to the most recent Manheim Market Report, “Lease originations exceeded 3.5 million for the first time sinc...

US Inflation

Here are 4 graphs that give an overview of inflation from the perspective of both producers and consumers. Data are percent change from the ...